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Union Bank of India RuPay Select Debit Card

RuPay Select with comprehensive insurance and wellness

JOIN
₹—
ANNUAL
₹400
REWARDS
Points per ₹100 spent
APR
RUPAY Select Plastic VIRTUAL OK

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
Min monthly salary
Age
18 – 65
Min credit score
Existing account?
Required
Invitation only?
No

§ FEES

Joining fee
₹—
Annual fee
₹400

† Excluding taxes

APR (monthly)
APR (annual)
Late payment fee

† per cycle, charged to statement

Over-limit fee
Cheque bounce
Grace period
Min due

§ ATM & CASH

Own bank free / month
5
Own bank charge
₹20
Other bank free / month
3
Other bank charge
₹20
International withdrawal
₹125

† + 3.5% of txn

Cash advance fee

§ TRANSACTIONS

Currency markup
3.5%
DCC fee
1%
Cross-border fee
SMS alert / month
PIN regen
₹50
Physical statement
₹100

§ FUEL

Fuel waiver
Not available

§ LIMITS

ATM / day
₹1,00,000
POS + e-com / day
₹3,00,000
Contactless / txn
₹5,000
Contactless / day
₹50,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Programme
Union Reward Points
Earn rate
Reward points per ₹100 spent
Point value
₹0.25
Effective cashback
0.25%
Min redemption
500 pts
Expiry
2 years

§ LOUNGE

Lounge access
Not available

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Union Bank of India and earns no commission on applications.

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