UCO Bank SBI Card ELITE

Ultra-premium card with global lounge access and comprehensive insurance

JOIN: ₹4,999
ANNUAL: ₹4,999
REWARDS: 1.25%
APR: 42.00% p.a.

VISA World Metal VIRTUAL OK

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: ₹12,00,000
Min monthly salary: —
Age: 21 – 60
Min credit score: 750
Existing account?: Not required
Invitation only?: No

§ FEES

Joining fee: ₹4,999
Annual fee: ₹4,999
APR (monthly): 3.50% p.m.
APR (annual): 42.00% p.a.
Late payment fee: ₹1,300
Over-limit fee: ₹500
Cheque bounce: ₹500
Grace period: 50 days
Min due: 5%

§ ATM & CASH

Own bank free / month: 0
Own bank charge: ₹200
Other bank free / month: 0
Other bank charge: ₹200
International withdrawal: ₹250
Cash advance fee: 2.5%

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: —
PIN regen: ₹100
Physical statement: ₹100

§ FUEL

Surcharge waiver: 1%
Min txn: ₹500
Max txn: ₹5,000
Max waiver / cycle: ₹250
Networks: All

§ LIMITS

ATM / day: ₹1,00,000
POS + e-com / day: ₹5,00,000
Contactless / txn: ₹10,000
Contactless / day: ₹50,000

§ INSURANCE

Insurance: Not provided

§ REWARDS

Programme: UCO SBI Elite Reward Points
Earn rate: 5 RP per Rs 100 on travel and dining
Point value: ₹0.25
Effective cashback: 1.25%
Min redemption: 1,000 pts
Expiry: 2 years from date of accrual

§ LOUNGE

Domestic: Per quarter
International: Per quarter
Domestic guests allowed?: Yes
International guests allowed?: Yes

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with UCO Bank and earns no commission on applications.

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