Standard Chartered Super Value Credit Card

5% cashback on fuel and utility — zero annual fee

JOIN: LTF
ANNUAL: LTF
REWARDS: 1% to 5%
APR: 42.00% p.a.

VISA Platinum Plastic VIRTUAL OK

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: ₹2,50,000
Min monthly salary: ₹20,000
Age: 21 – 65
Min credit score: 650
Existing account?: Not required
Invitation only?: No

§ FEES

Joining fee: Lifetime free
Annual fee: Lifetime free
APR (monthly): 3.50% p.m.
APR (annual): 42.00% p.a.
Late payment fee: ₹1,000
Over-limit fee: ₹500
Cheque bounce: ₹500
Grace period: 50 days
Min due: 5%

§ ATM & CASH

Own bank free / month: 5
Own bank charge: ₹20
Other bank free / month: 5
Other bank charge: ₹20
International withdrawal: ₹125
Cash advance fee: 2.5%

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: —
PIN regen: ₹100
Physical statement: ₹100

§ FUEL

Surcharge waiver: 1%
Min txn: ₹400
Max txn: ₹5,000
Max waiver / cycle: ₹250
Networks: All

§ LIMITS

ATM / day: ₹20,000
POS + e-com / day: ₹1,50,000
Contactless / txn: ₹2,000
Contactless / day: ₹20,000

§ INSURANCE

Insurance: Not provided

§ REWARDS

Programme: Standard Chartered Cashback
Earn rate: 5% fuel/utility, 1% other
Point value: —
Effective cashback: 1.00%
Min redemption: —
Expiry: Cashback credited to statement — no expiry

§ LOUNGE

Domestic: Not included
International: Not included
Domestic guests allowed?: No
International guests allowed?: No

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Standard Chartered and earns no commission on applications.

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