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RBL Bank Mastercard Gold Credit Card

Entry-level international card

JOIN
₹500
ANNUAL
₹500
REWARDS
0.30%
APR
42.00% p.a.
MASTERCARD Gold Plastic VIRTUAL OK

§ ELIGIBILITY

Employment
Salaried / Self-Employed
Min annual income
₹1,50,000
Min monthly salary
Age
18 – 60
Min credit score
650
Existing account?
Not required
Invitation only?
No

§ FEES

Joining fee
₹500

† Excluding GST

Annual fee
₹500

† Excluding GST

APR (monthly)
3.50% p.m.
APR (annual)
42.00% p.a.
Late payment fee
₹1,000

† per cycle, charged to statement

Over-limit fee
₹500
Cheque bounce
₹500
Grace period
50 days
Min due
5%

† or ₹500, whichever higher

§ ATM & CASH

Own bank free / month
0
Own bank charge
₹200
Other bank free / month
0
Other bank charge
₹200
International withdrawal
₹250

† + 3.5% of txn

Cash advance fee
2.5%

† min ₹500

§ TRANSACTIONS

Currency markup
2%
DCC fee
1%
Cross-border fee
SMS alert / month
PIN regen
₹100
Physical statement

§ FUEL

Surcharge waiver
1%
Min txn
₹400
Max txn
₹10,000
Max waiver / cycle
₹250
Networks
All

§ LIMITS

ATM / day
₹1,00,000
POS + e-com / day
₹5,00,000
Contactless / txn
₹10,000
Contactless / day
₹50,000

§ INSURANCE

Insurance
Not provided

§ REWARDS

Programme
RBL Reward Points
Earn rate
1.5 RP per Rs 100
Point value
₹0.2
Effective cashback
0.30%
Min redemption
1,000 pts
Expiry
2 years from date of accrual

§ LOUNGE

Domestic
Not available
International
Not available
Domestic guests allowed?
No
International guests allowed?
No

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with RBL Bank and earns no commission on applications.

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