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INDIANBANK
4242 •••• •••• ••••
YOUR NAME HERE
VISA
↑ Your name appears embossed when you sign in.
§ ELIGIBILITY
- Employment
- Salaried / Self-Employed
- Min annual income
- ₹1,50,000
- Min monthly salary
- —
- Age
- 18 – 80
- Min credit score
- 600
- Existing account?
- Not required
- Invitation only?
- No
§ FEES
- Joining fee
- Lifetime free
- Annual fee
- Lifetime free
- APR (monthly)
- 1.99% p.m.
- APR (annual)
- 23.88% p.a.
- Late payment fee
- ₹600
- Over-limit fee
- ₹500
- Cheque bounce
- ₹500
- Grace period
- 45 days
- Min due
- 5%
† Nil
† Nil
† per cycle, charged to statement
† or ₹200, whichever higher
§ ATM & CASH
- Own bank free / month
- 0
- Own bank charge
- ₹200
- Other bank free / month
- 0
- Other bank charge
- ₹200
- International withdrawal
- ₹250
- Cash advance fee
- 2.5%
† + 3.5% of txn
† min ₹500
§ TRANSACTIONS
- Currency markup
- 3.5%
- DCC fee
- 1%
- Cross-border fee
- —
- SMS alert / month
- —
- PIN regen
- ₹100
- Physical statement
- ₹100
§ FUEL
- Fuel waiver
- Not available
§ LIMITS
- ATM / day
- ₹25,000
- POS + e-com / day
- ₹1,00,000
- Contactless / txn
- ₹5,000
- Contactless / day
- ₹20,000
§ INSURANCE
- Insurance
- Not provided
§ REWARDS
- Programme
- Indian Bank Cashback
- Earn rate
- 50 paisa per Rs 100 on all spends
- Point value
- ₹0.5
- Effective cashback
- 0.50%
- Min redemption
- 500 pts
- Expiry
- No expiry - cashback based
§ LOUNGE
- Domestic
- Not available
- International
- Not available
- Domestic guests allowed?
- No
- International guests allowed?
- No
Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with Indian Bank and earns no commission on applications.
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