Shoppers Stop Black HDFC Bank Credit Card

Premium shopping with up to 7% cashback at Shoppers Stop

JOIN: ₹4,500
ANNUAL: ₹4,500
REWARDS: 2% to 7%
APR: 45.00% p.a.

VISA Signature Metal VIRTUAL OK

§ ELIGIBILITY

Employment: Salaried / Self-Employed
Min annual income: ₹9,00,000
Min monthly salary: ₹75,000
Age: 21 – 65
Min credit score: 720
Existing account?: Not required
Invitation only?: No

§ FEES

Joining fee: ₹4,500
Annual fee: ₹4,500
APR (monthly): 3.75% p.m.
APR (annual): 45.00% p.a.
Late payment fee: ₹1,300
Over-limit fee: ₹500
Cheque bounce: ₹500
Grace period: 50 days
Min due: 5%

§ ATM & CASH

Own bank free / month: 0
Own bank charge: ₹250
Other bank free / month: 0
Other bank charge: ₹250
International withdrawal: ₹250
Cash advance fee: 2.5%

§ TRANSACTIONS

Currency markup: 3.5%
DCC fee: 1%
Cross-border fee: —
SMS alert / month: —
PIN regen: ₹100
Physical statement: ₹100

§ FUEL

Fuel waiver: Not available

§ LIMITS

ATM / day: ₹50,000
POS + e-com / day: ₹4,00,000
Contactless / txn: ₹5,000
Contactless / day: ₹50,000

§ INSURANCE

Insurance: Not provided

§ REWARDS

Programme: Shoppers Stop Black Cashback
Earn rate: 7% on Shoppers Stop, 2% other
Point value: ₹1
Effective cashback: 2.00%
Min redemption: —
Expiry: Cashback credited as statement credit

§ LOUNGE

Lounge access: Not available

Information here is for reference. Always verify on the issuing bank's site before applying. oriz · cards is not affiliated with HDFC Bank and earns no commission on applications.

[ APPLY ON HDFC BANK → ]